Welcome to The Baniya Formula, a space where ambition meets strategy, and financial wisdom is passed down through generations.
Ojas Bansal is not just a young mind with a keen interest in financial strategies but a visionary who embodies the true essence of the Baniya mindset. From an early age, Ojas understood the power of smart decision-making, resourcefulness, and long-term vision, which have been the hallmark traits of the Baniya community for centuries.
Ojas’ unique approach blends the practical financial strategies passed down in his family with a fresh, modern twist. He believes that success is not just about wealth — it’s about building lasting value, understanding risk, and creating opportunities where none seem to exist.
The Baniya Formula is Ojas’s personal initiative to share the tools, mindset, and techniques that have worked for him, and many others, to create a balanced and successful life. His aim is to help young people and aspiring entrepreneurs tap into their financial potential, using a combination of traditional Baniya wisdom and modern financial practices.


Hey!

Hey there ! I’m Ojas Bansal, founder of The Baniya Formula — a platform where I break down generational Baniya money wisdom for the modern world. My goal is to help Gen Z build lasting wealth with street-smart strategies and simple financial principles.


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